-------------------------------------------------------------------------
1. Is the bottom about to fall out of the property market?
A sustainable approach to building a portfolio will always bring rewards, whether the market is bouyant or depressed.
-------------------------------------------------------------------------
2. Why should I invest in property?
Over time, property outperforms most other forms of investment. In the future, there will still be a high demand for property. Research suggests that there is and will be insufficient supply.
-------------------------------------------------------------------------
3. Why is property a solid investment?
You are buying something tangible which is steadfast and that you have control over. The benefits are highlighted by simply looking at the options that a property will provide.
- Capital growth which can be used to refinance and draw money from the investment.
- Selling the property will provide a lump sum. *
- Releasing equity to grow your portfolio through acquisition.
- Rental values which increase over time
- Can provide an income through rentals when you retire
- Over the longer term, your mortgage will be paid off (redeemed)
- It is a basic requirement for everyday living
In addition, you will be buying bricks and mortar. The term "as safe as houses" really does sum up the solidity of investing in property over time.
* Taxes will need to be considered on disposal.
-------------------------------------------------------------------------
4. How do I know that a property I buy will be a good investment property?
Over time and through our expertise, we have built a model which is able to identify good investment properties based on our return and yield criteria. It is the model we use in order to ensure that WE are buying the right property for our portfolio. You can benefit from this by saving time and money.
A property's market value is say £100,000. Because of our buying power, you can benefit by our discount when you buy a property, which we have identified as a good investment. Typically, you will be offered to buy this property at £95,000, giving you an immediate saving of £5,000.
-------------------------------------------------------------------------
5. What do you mean by Capital Gain / rental return?
Let us clarify the difference between yield and return. We identify yield as simply the profit you would make on the capital appreciation of the property as a percentage of the purchase price. So typically, if you buy a property at £100,000 and in five years it commands a market value of £150,000, your gross profit would be £50,000. Based on a purchase price of £100,000 your Capital Gain is calculated as 50%.
If a property is purchased at £100,000 and you achieve an annual rental of say £7,000 - the yield is defined as Rental Return / Purchase Price (broadly). Therefore, with this example, the yield would equate to 7%.
-------------------------------------------------------------------------
6. What does 'One Stop Shop' mean?
For all your property related requirements we are your ONE point of contact.
-------------------------------------------------------------------------
7. What does integrated property solutions mean?
We provide a solution for all your property related requirements through our integrated services. In turn, we will draw on expert and specialist advice (if we do not have them in house) in order to address your property requirements.
-------------------------------------------------------------------------
8. When is the best time to invest?
Clearly, from our research, when investing for the medium to long term ...
THE BEST TIME TO INVEST IN PROPERTY IS ALL THE TIME!
-------------------------------------------------------------------------
9. What do you mean by pre-selected properties?
From experience and over time, we have built up a system that aids in our decision-making process when buying a property. The model provides an indication as to how good an investment a particular property is - if at all. If we are prepared to buy property on this basis, surely it would be beneficial for you to BENEFIT from this model and experience. The properties we have identified as good investments - either by rental return or capital appreciation potential, will be made available to you to purchase - reducing your investment risk.
-------------------------------------------------------------------------
* Mortgage based on a term of 25 years, @ interest rate of 5%. Calculated on interest only mortgage payments.
FREQUENTLY
ASKED QUESTIONS
FUSE
Integrated Property Services
Website by Fusion MCR 2009
